tag:blogger.com,1999:blog-259935142012-01-31T18:25:23.210-05:00Information and Articles on Southern Maryland, Real Estate (or both)Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.comBlogger411100tag:blogger.com,1999:blog-25993514.post-41917161606454170242010-06-30T15:35:00.001-04:002010-06-30T15:35:37.155-04:00

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com6tag:blogger.com,1999:blog-25993514.post-66793155402591457782009-05-29T21:31:00.001-04:002009-05-29T21:39:27.275-04:00

By rising abruptly, mortgage rates bared their claws this week, putting an end to three months of docility.The benchmark 30-year fixed-rate mortgage rose 21 basis points, to 5.45 percent, according to the Bankrate.com national survey of large lenders. A basis point is one-hundredth of 1 percentage point. The mortgages in this week's survey had an average total of 0.41 discount and origination

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com56tag:blogger.com,1999:blog-25993514.post-59577819709490970562009-05-29T21:19:00.002-04:002009-05-29T21:21:26.871-04:00

RECOVERY ACT'S HOMEBUYER TAX CREDIT CAN IMMEDIATELY HELP THOUSANDS OF FIRST-TIME HOMEBUYERS TO BUY A HOME FHA plan will stimulate new home sales and help stabilize housing marketWASHINGTON - Speaking to the National Association of Home Builders Spring Board of Directors Meeting, U.S. Housing and Urban Development Secretary Shaun Donovan today announced that the Federal Housing Administration (FHA

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com2tag:blogger.com,1999:blog-25993514.post-86387372005381025302009-02-20T20:50:00.000-05:002009-02-20T20:52:05.263-05:00

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com2tag:blogger.com,1999:blog-25993514.post-582697393864583512009-02-20T20:43:00.000-05:002009-02-20T20:45:27.896-05:00

New Homeowner Stability Plan:On February 18, 2009, President Obama announced his Homeowner Affordability and Stability Plan designed to help 7 to 9 million families avoid foreclosure by refinancing or modifying their mortgages. The plan also strengthens the federal commitment to Fannie Mae and Freddie Mac (the governmentsponsored enterprises, or GSEs).Here are the key elements of the Obama plan:

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-83779046938903267672008-11-22T22:02:00.002-05:002008-11-22T22:09:22.809-05:00

If you own a septic system, you can get a FREE upgrade to make sure it removes harmful pollution while at the same time protecting and extending the life of your septic system. The new equipment, the installation, and 5 years of maintenance are absolutely free -- 100 percent of your costs are paid through the Bay Restoration Fund.Click here for more information.

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-63667595574054591942008-07-25T20:48:00.002-04:002008-07-25T20:50:57.262-04:00

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com1tag:blogger.com,1999:blog-25993514.post-46447526150344890382008-07-25T20:36:00.005-04:002008-07-25T21:01:58.949-04:00

H.R. 3221, the “Housing and Economic Recovery Act of 2008,” passed the House on July 23rd by a vote of 272-152. The Senate must now approve the language adopted by the House. The Senate is expected to approve the bill on Friday, July 25th or Saturday, July 26th. The President has said he will sign the bill. It includes: GSE Reform – including a strong independent regulator, and permanent

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-51290915306723473262008-07-22T20:50:00.002-04:002008-07-25T20:43:43.619-04:00

SENATE PASSES HOUSING STIMULUS BILL, REALTORS AND BUILDERS URGE HOUSE TO QUICKLY FOLLOW SUIT July 11, 2008 - The National Association of Home Builders (NAHB) today applauded the Senate for voting overwhelmingly to pass badly needed housing stimulus legislation and called on the House to move quickly to complete action on the bill to address the faltering housing market and economy.“The Senate

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com1tag:blogger.com,1999:blog-25993514.post-79752754485388425472008-05-21T21:25:00.001-04:002008-05-21T21:26:43.396-04:00

Landscape inspections make senseIf you’re thinking about buying a home, it’s a good idea to include a careful look at landscaping. The American Society of Home Inspectors (ASHI) says exteriors can make a difference in estimating a home’s value and maintenance cost.Some things to look for:Tree limbs - Do they hang over a chimney or flue? They might block the draft. Also, contact with shingles can

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-45252101214189637882008-05-06T20:06:00.001-04:002008-05-06T20:07:50.666-04:00

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-84816930796754902422008-05-06T20:04:00.000-04:002008-05-06T20:05:22.474-04:00

The Housing Crisis is Over -- from the Wall Street Journal:Wall Street Journal, By Cyril Moulle-Berteaux May 6, 2008 The dire headlines coming fast and furious in the financial and popular press suggest that the housing crisis is intensifying. Yet it is very likely that April 2008 will mark the bottom of the U.S. housing market. Yes, the housing market is bottoming right now.How can this be? For

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-61846728840733748932008-05-05T22:00:00.002-04:002008-05-05T22:11:51.730-04:00

The Blue Crabs started their stadium opening series with a three game sweep.

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-90441598798599623362008-05-05T21:36:00.002-04:002008-05-05T21:59:38.602-04:00

Latest FHA loan limits, including large increases to Calvert and Charles Counties (which are considered part of metro D.C.), but not St. Mary's (which is considered the Eastern Shore area). I plan on looking into trying to start a petition to remedy this discrepancy.

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-77134122485251401022008-05-04T20:12:00.004-04:002008-05-06T20:21:34.473-04:00

Important site detailing Charles County planning and specifically the impact on the agrarian quality of life in Hughesville.

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-66986587081340155212008-02-11T20:06:00.000-05:002008-02-11T20:10:06.439-05:00

School Boundary Redistricting Information:Calvert County Elementary School Redistricting Hearings ScheduledCalvert County Public Schools will be setting new attendance boundaries for five elementary schools in order to populate a new school, Barstow Elementary, which is scheduled to open in the fall of 2008. To gather public input, the Calvert County Board of Education has scheduled the following

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com1tag:blogger.com,1999:blog-25993514.post-44318026570685950462008-02-01T10:02:00.001-05:002008-02-01T10:06:30.148-05:00

Rates are expected to slowly drop further in the coming weeks, in response this week's additional 1/2 point cut.

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-88803097274243342932008-01-21T20:34:00.000-05:002008-01-21T20:47:30.420-05:00

The State of Maryland has made a significant change this year regarding the way they will apply real property tax savings for owner occupants. In the past the Homestead Tax Credit Eligibility was done automatically and only once. That’s no longer the case.Take a good look at your 2008 tax assessment notification. The State of Maryland has included a new application in your notification, which you

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-77971008788582527412007-12-07T21:19:00.000-05:002007-12-07T21:22:05.720-05:00

CHARMING ST LEONARD VICTORIAN WITH HEATED GUNITE INGROUND POOL. UPGRADED KITCHEN, HIGH EFFICIENCY PELLET STOVE FOR THE WINTER, GLEAMING WOOD FLOORS THROUGHOUT. OPEN FLOWING FLOORPLAN WITH LARGE BEDROOMS AND BONUS ROOM ABOVE THE GARAGE. SECLUDED ST LEONARD LOCATION WITH WHITE PICKET FENCE, CONVENIENT TO EVERYTHING. SHOWS BEAUTIFULLY!

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-17156485187383039142007-11-10T10:36:00.000-05:002007-11-12T14:51:17.814-05:00

CalvertBeachHome.comEnjoy the sound of the Bay from your dining room this fall! Charming seasonal view Calvert Beach split level. Wonderfully upgraded: large multi-level deck, custom oak cabinets in gourmet kitchen, new roof, recent appliances, gleaming wood floors, extensive landscaping -- a truly immaculate home a mere 1 1/2 blocks to a private community beach. Some closing assistance available.

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-37636510174304126032007-11-05T23:38:00.000-05:002007-11-15T22:37:23.771-05:00

Large private Rambler in great Calvert County location. Beautiful open, flowing floorplan. Enormous kitchen and first floor Master. Finished basement has Media Room with Home Theatre, Surround Sound System and high efficiency pellet stove. Basement also has a seperate bedroom, full bath and bonus room. Secluded wooded lot at end of street.

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com1tag:blogger.com,1999:blog-25993514.post-66808217452850625692007-11-02T22:39:00.000-04:002007-11-02T22:42:46.283-04:00

HUD fails in bid to stop seller assistance. See attached article.

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-65133065189224593292007-10-31T23:33:00.000-04:002007-10-31T23:47:04.287-04:00

It’s hard to find a clear perspective on investing – whether in real estate or in stocks. Yet, when experienced people give advice, they usually suggest a long term outlook. Here’s what the founder of RE/MAX International had to say to an interviewer recently.Click here for interview: Dave Liniger talks about the real estate market.In Southern Maryland, our prices have not fallen as far as in

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-23819049259610422007-10-17T20:39:00.000-04:002007-10-17T20:45:33.483-04:00

ROCK BOTTOM PRICE REDUCTION! INCREDIBLE 4 BDR, 2.5 BATH COLONIAL ON 3+ ACRES IN SOUGHT AFTER SCOUTS TRAIL. BRIGHT AND OPEN FLOOR PLAN, UPGRADED APPLIANCES AND FLOORING, VAULTED CEILING IN MASTER W/ SOAKING TUB, SEPARATE BATH AND WALK-IN CLOSET. VERY PRIVATE SETTING.

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-44676447066947233942007-10-16T21:55:00.000-04:002007-10-16T21:57:19.978-04:00

Stately 5 bedroom Colonial in Prestigious Lake Jameson. 3 1/2 level acre estate with gunite pool, gazebo, and 2 amish sheds. Spacious floorplan, fully finished basement with 2nd kitchen and living space. King size elegance.

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-90692475925554176242007-10-16T21:36:00.000-04:002007-10-16T21:57:56.541-04:00

This is it! Exceptional 5 bedroom Colonial in prestigious Wilburn Estates in sought after Plum Point School district. Gourmet kitchen, stunning landscape, fully finished basement with bath and workroom, library with built-in bookcase, screened porch, enormous master bedroom with sitting area. Priced to sell - Don't miss out!

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-33351613735341638242007-10-15T10:10:00.000-04:002007-10-16T09:12:20.093-04:00

SIGNIFICANT CHANGES IN THE MARYLAND RESIDENTIAL PROPERTY DISCLOSURE AND DISCLAIMER ACT (HB465 SB511) WENT INTO EFFECT MONDAY OCTOBER 1, 2007:"...on or after October 1, 2007, a seller who elects to give a disclosure statement must now provide the purchaser with information regarding the existence and operability of carbon monoxide alarms installed within the premises. In particular, a new question

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-30336128564092537982007-10-14T23:31:00.000-04:002007-10-16T22:07:39.646-04:00

Magnificent Contemporary on three (plus) acres of wooded privacy. Gourmet kitchen, geothermal heating, flagstone paths, sprawling wraparound decking and patio, enormous master with California Closets, finished basement with media room and au pair suite complete with full kitchen and brick fireplace: absolutely no expense was spared. Near new bypass in prestigious bedroom community of Hughesville.

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-43386928465158915242007-10-14T22:00:00.001-04:002007-10-14T22:01:23.562-04:00

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-73088970444870734852007-10-09T20:31:00.001-04:002007-10-09T20:32:55.780-04:00

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-49241254258696059192007-10-08T21:34:00.000-04:002007-10-08T21:58:18.926-04:00

The benchmark 30-year fixed-rate mortgage fell to 6.42 percent, according to a survey of national lenders. The mortgages in this week's survey had an average total of 0.36 discount and origination points. One year ago, the mortgage index was 6.31 percent; four weeks ago, it was 6.५ percent

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-54037213160230021812007-09-29T10:19:00.000-04:002008-01-21T20:34:26.782-05:00

Nature lover's dream! Sprawling all brick custom built split level on four acres of landscaped privacy. Upgraded Anderson windows, wood floors and crown molding throughout. Open floorplan with masonry fireplaces in family room and master bedroom. Great Prince Frederick location among new $700K subdivisions.

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-44733801386041771782007-09-28T11:58:00.000-04:002007-09-28T20:15:10.708-04:00

Through this weekend:http://www.calvertcountyfair.com/

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-36988951310154473812007-09-28T11:40:00.000-04:002007-09-28T11:44:00.051-04:00

RISMEDIA, Sept. 28, 2007-Getting a mortgage home loan might seem like a tedious process, but if you do your part to look good on paper, you can increase your eligibility for the best interest rates. Financial institutions primarily consider three main areas in determining who is eligible for a mortgage: employment history, credit history, debt to income ratio (which is the percentage of income

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-84966237063457000542007-09-27T23:34:00.001-04:002007-09-29T10:13:46.985-04:00

This is it! Exceptional 5 bedroom Colonial in prestigious Wilburn Estates in sought after Plum Point School district. Gourmet kitchen, stunning landscape, fully finished basement with bath and workroom, library with built-in bookcase, screened porch, enormous master bedroom with sitting area. Priced to sell - Don't miss out!

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-1147401180098693262006-05-11T22:31:00.000-04:002006-05-11T22:33:00.100-04:00

ContingenciesAs we move into a market where buyers have more influence in a negotiation, let’s look at how contingencies are handled in a more typical environment.In a seller's market most sellers would not accept the contingency that the buyer must sell their home in order to purchase the new one. A potential buyer would be expected to already have their home listed with an agent and, ideally,

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-1147401075428846202006-05-11T22:27:00.000-04:002006-05-11T22:31:15.430-04:00

Simple ways to improve a home showingAs we move into the Spring selling season here are some things to consider when preparing a home for sale. Critically view your home’s curbside appeal. The potential buyer’s first impression is of key importance, as the decision to purchase comes from the ability of the buyers to envision themselves living in the home. Any apparent, even minor, defect will

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-1147400731350077712006-05-11T22:23:00.000-04:002006-05-11T22:25:31.353-04:00

What Renovations Add Value at Resale?The amount that a remodeling project adds to the sales price depends on the condition of the rest of the house as well as the value and condition of comparable homes nearby. In some cases, the value of a remodel at resale is more than 100 percent of its cost. This generally happens in markets where property values are rising rapidly, but it can also occur when

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-1147400615079231952006-05-11T22:19:00.000-04:002006-05-11T22:27:42.376-04:00

Recent Disclosure Changes for Maryland SellersFor many years, sellers of single family residential property could either fully disclose known conditions and defects in their house, or they could opt to disclaim disclosure. In other words, sellers could advise their prospective buyers, in writing, that the "owner of the real property ... makes no representations or warranties as to the condition

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-1144986138028461522006-04-13T23:40:00.000-04:002006-05-11T22:53:52.626-04:00

THE GREAT REAL ESTATE CRASH OF 2005?At the end of summer, areas of the local real estate market quietly shifted to one that is much more friendly to the buyer. Listings are staying on the market longer allowing for an inventory to accumulate. Additionally, typical contract contingencies that sellers had not seen in recent years are becoming part of the sale. In my opinion the reporting on this

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com0tag:blogger.com,1999:blog-25993514.post-1144897347212631612006-04-12T23:00:00.000-04:002006-05-11T22:56:52.916-04:00

Tax benefits of home ownership:Most homeowners are aware that mortgage interest and real estate taxes are deductible. To claim these, as well as others discussed here, you must itemize on Schedule A, form 1040 (and under IRS rules, if you itemize you are not entitled to the standard deduction). If you purchased or sold a home in 2005 here are some guidelines for you to become familiar with.

Seanhttp://www.blogger.com/profile/08757496027906405531noreply@blogger.com1